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2026

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IIT Scholarships 2026 – MCM, Merit & Government Schemes

Complete guide to all scholarships available at IIT: eligibility, benefits and how to apply

Key Message: IIT Can Be Free for the Right Students

With MCM scholarship (family income <₹5 LPA) + SC/ST fee waiver + state scholarships, a student from a low-income background can study at IIT with virtually zero tuition cost. Apply for all schemes from Day 1.

All IIT Scholarship Schemes 2026

Merit-cum-Means (MCM) Scholarship

Institute

Eligibility

Family income < ₹5 LPA; academic CGPA cutoff

Benefit

Full to partial tuition fee waiver + ₹1,000/month stipend

How to Apply

Apply at IIT SFA office within first month of joining

Institute Merit Scholarship

Merit

Eligibility

Top 7% of class in each year (no income limit)

Benefit

Full tuition fee waiver for one academic year

How to Apply

Auto-awarded based on CGPA at end of each semester

SC/ST Government Scholarship

Government

Eligibility

SC or ST category students (all income levels)

Benefit

Full tuition waiver; state govt may also cover hostel

How to Apply

Submit caste certificate to IIT financial aid office

NSP Central Scholarships (Various)

Government

Eligibility

Various income/merit/category criteria

Benefit

₹10,000–₹75,000/year depending on scheme

How to Apply

Apply at scholarships.gov.in (NSP) by October annually

Prime Minister Scholarship

Government

Eligibility

Wards of ex-servicemen/coast guard personnel

Benefit

₹2,500–₹3,000 per month

How to Apply

Apply via Kendriya Sainik Board (KSB) website

Tata Trusts Scholarship

Corporate

Eligibility

Merit + income criteria; specific target groups

Benefit

₹50,000–₹2 Lakh/year

How to Apply

Apply at tatatrusts.org during scholarship window

Infosys Foundation Scholarship

Corporate

Eligibility

Merit + financial need

Benefit

Covers tuition/hostel partially

How to Apply

Apply through college or directly at infosys.com/foundation

Reliance Foundation Scholarship

Corporate

Eligibility

Undergraduate STEM students; merit + income

Benefit

₹2–6 Lakh over the course of degree

How to Apply

Apply at reliancefoundation.org during application window

Step-by-Step: Applying for IIT Scholarships

1

Gather Documents Before Joining

Income certificate (from tehsildar), caste certificate (SC/ST/OBC), Class 12 marksheet, Class 10 certificate, bank account details, parents&apos; Aadhaar.

2

Visit Financial Aid Office on Day 1

Submit documents to the IIT Student Financial Assistance (SFA) office within the first week of joining.

3

Register on NSP Portal

Create an account on scholarships.gov.in before October. Required for all central government scholarships.

4

Check Institute Portal

Each IIT has its own student portal for scholarship applications. Check it every semester for new schemes.

5

Apply for Corporate Scholarships

Tata, Infosys, Reliance scholarships open in August-September. Monitor their websites and apply early.

Important: Don't Miss Deadlines

MCM scholarship applications are usually due within 30-45 days of joining. NSP scholarship window closes in October. Missing these deadlines means waiting an entire year for the next opportunity.

Related Pages

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Frequently Asked Questions – IIT Scholarships 2026

Common questions about IIT scholarships, eligibility and application process

1
What is the eligibility for MCM scholarship at IIT?
The Merit-cum-Means (MCM) scholarship at IIT is available to students whose annual family income is less than ₹5 Lakh. Under MCM: students with family income up to ₹1 Lakh get full fee waiver + monthly stipend of ₹1,000; students with income ₹1-2 Lakh get 2/3 fee waiver + stipend; students with income ₹2-5 Lakh may get partial waiver. Up to 25% of students in each IIT are eligible. Academic performance (CGPA) must also be maintained.
2
Can I get a full scholarship at IIT?
Yes, a near-full scholarship is possible at IIT through a combination of schemes. The MCM scholarship covers full tuition for family income < ₹1 LPA, SC/ST scholarship covers tuition for SC/ST students, and state scholarships can cover hostel/mess for eligible students. Additionally, the Institute Merit Scholarship covers tuition for top 7% of the class. With the right combination, an SC/ST student from a low-income family may pay almost nothing for IIT.
3
What is the income limit for scholarship at IIT?
The income limits for IIT scholarships: MCM scholarship — family income up to ₹5 Lakh/year (₹1 Lakh for maximum benefit). Institute Merit Scholarship — no income limit (purely merit-based, top 7% of class). SC/ST government scholarship — no income limit for tuition waiver. Corporate scholarships (Tata, Infosys) — income criteria varies, typically ₹3-8 Lakh per year. Prime Minister Scholarship — for children of ex-servicemen, specific criteria apply.
4
How do I apply for IIT scholarship?
To apply for IIT scholarships: (1) MCM Scholarship — apply at your IIT's Student Financial Assistance (SFA) office within the first month of joining. Submit income certificate from tehsildar/SDM. (2) NSP Scholarships — register at scholarships.gov.in and apply before October deadline each year. (3) SC/ST fee waiver — submit caste certificate to IIT financial aid office. (4) Corporate scholarships — apply directly through the company/foundation portals (Tata Trusts, Infosys Foundation, Reliance Foundation).
5
Are there scholarships for OBC students at IIT?
OBC students can benefit from: (1) MCM Scholarship — if family income is below ₹5 LPA, OBC students are eligible. (2) OBC Post-Matric Scholarship (Non-Creamy Layer) — funded by state governments, covers tuition and may cover hostel. Apply through state education department or NSP portal. (3) Central Sector Scholarship — merit-based (top 20th percentile in board exams), available to all categories including OBC. However, no automatic fee waiver exists for OBC (unlike SC/ST).

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NSP Portal

scholarships.gov.in — Apply before October. Required for most government scholarships at IIT.

MCM Scholarship Tip

MCM scholarship applications close early. Prepare your income certificate (from tehsildar) before you join IIT.